Sunday, December 29, 2019

Resume Tips for Stay-at-Home Parents Returning to Work

Resume Tips for Stay-at-Home Parents Returning to WorkResume Tips for Stay-at-Home Parents Returning to WorkThere are approximately five million women and 176,000 men that are stay-at-home parents according to some of the latest figures from the U.S. Census Bureau. Although the number returning to work isnt tracked, hundreds of thousands make the decision to venture out into the workplace each year.Here are some resume tips to help you get your resume noticed despite the gap in employmentConvince employers you have the skillsYour resume must actively sell you in order to convince employers that you still have the skills and experience to do the job. Include only activities that back up the skills relevant to your career goal when writing about your time out of the paid workforce.Highlight activitiesJust because you werent paid to do them doesnt make any volunteer work less valuable so you should treat it like you would a paid position on your resume. Volunteer, community involvement, PTA, charity work, fundraisers are all accomplishments and the key skills developed from them will help sell your ability to do the job to a qualifikation employer.Continuing educationIf youve taken courses i.e. online learning or independent study, show these on your resume as the will show that youve kept your skills fresh.FreelanceIf youve done any freelance/consulting work that is relatable to your target job, include this as well especially a project that would highlight your work experience.Professional developmentInclude membership in professional organizations and/or participation in conferences on your resume. This will demonstrate your commitment to their particular industry.Self-employmentInclude the experience on your resume even if you worked part-time for yourself or a partner.Type of resume formatThe right resume format is critical to getting noticed. Most career advisors state that parents should avoid chronological resumes and consider using a combination format b ecause it can eliminate a parents candidacy in seconds.Honesty is keyDont be afraid to explain your recent gap but emphasize that youve kept up with your skills and are eager to reenter the workplace.

Wednesday, December 25, 2019

Loan Officer Job Description Sample

Loan Officer Job Description SampleLoan Officer Job Description SampleLoan Officer Job Description SampleThis loan officer sample job description can assist in your creating a job application that will attract job candidates who are qualified for the job. Feel free to revise this job description to meet your specific job duties and job requirements.Loan Officer Job ResponsibilitiesDevelops loan applications by evaluating applicant information and documentation.Loan Officer Job DutiesEvaluates loan applications and documentation by confirming credit worthiness.Improves loan applications and documentation by informing applicant of additional requirements.Rejects loans by explaining deficiencies to applicants.Approves loans by issuing checks or forwarding applications to loan committee.Completes loan contracts by explaining provisions to applicant obtaining signatures and notarizations collecting fees.Helps customers by answering questions responding to requests.Maintains customer confi dence by keeping loan information confidential.Updates job knowledge by participating in educational opportunities reading professional publications maintaining personal networks participating in professional organizations.Accomplishes bank mission by completing related results as needed.Loan Officer Skills and QualificationsAudit, Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing Information , Decision Making, Verbal Communication, Professionalism, Quality FocusEmployers Post a job in minutes to reach candidates everywhere. Job Seekers Search Loan Officer Jobs and apply on now. Learn more abouthow to hireResume Search Spotting Exceptional TalentEvaluate a Job Candidates Social SkillsSample Interview Questions How to Interview

Sunday, December 15, 2019

Power of Attorney FAQ - United States

Power of Attorney FAQ - United StatesPower of Attorney FAQ - United StatesGeneral Information About a Power of AttorneyWhat is a Power of Attorney? A Power of Attorney, also called a POA, is a document where one person (the principal) appoints aleidlageher person (the attorney-in-fact, also known as the agent or mandatary, depending on your state) to act on their behalf with respect to certain matters like finance, real estate, geschftsleben, and more. Finance An attorney-in-fact can be given the power to make financial decisions in your stead, like making payments or closing accounts for you. For example, if you were diagnosed with an illness that required long-term hospitalization, you could allow your attorney-in-fact to cancel unneeded bills like your cable and internet. Your attorney-in-fact can hold other financial powers including the ability to control your bank account, cash checks, or transfer funds. Lega l A Power of Attorney lets your attorney-in-fact handle your legal matters. This means they can commence lawsuits, communicate with your lawyer, file documents with the court, and more. For example, if you were in the middle of a divorce but needed to go away for business, you could grant your attorney-in-fact the power to handle your divorce, including signing your paperwork. You can restrict your attorney-in-facts powers and may want to restrict your attorney-in-facts ability to start lawsuits on your behalf. Real Estate Your attorney-in-fact can handle all of your real estate responsibilities. This includes selling, renting, trading, or managing any personal, residential, and commercial properties owned or rented in your name. For example, if youre renting out your house, you may want your attorney-in-fact to manage your tenants, including signing the lease agreement and issuing notices to enter. Bu siness Your attorney-in-fact can manage your business, including making employment, budgetary, and investment decisions on your behalf. They can also be your proxy in meetings and vote as a shareholder in your stead. For instance, if you own a small business but need to travel to another country for an extended period of time, you may want your attorney-in-fact to run your business and manage your employees, including making decisions regarding hiring and firing. Other A Power of Attorney can give your attorney-in-fact other powers, such as Maintaining the family (e.g. paying for your childrens tuition or medical expenses) Hiring professionals (e.g. hiring a repairman) Handling government tax requirements and benefits (e.g. filing and paying your personal or corporate taxes) Selling, purchasing, or exchanging goods (e.g. selling your furniture or buying new furniture) Donating to charities Gifting money or items to family and friends Making insurance-related transactions (e.g. cancelling your home or apartment insurance) Managing assets in a Living Trust, an estate planning tool that allows you to transfer assets without going through probate Changing retirement plans and accepting benefits (e.g. using your pension to pay bills like your mortgage) You can set restrictions that prfest your attorney-in-fact from acting in certain areas by using a Specific Power of Attorney instead of a General Power of Attorney. Doing so limits what your attorney-in-fact can do in your stead. For example, you may give your attorney-in-fact the authority to manage your finances but limit them to simply cashing checks and making payments. What is a principal in a Power of Attorney? The principal, also called the donor, is the person wh o appoints someone else to act for him or her. If you are creating a Power of Attorney and appointing an attorney-in-fact, you are the principal. To be a principal, you must be An adult, meaning youre over the age of majority and legally able to make your own decisions. (In most states, the age of majority is 18.) Competent at the time of executing your Power of Attorney. This means you were mentally capable of making your own decisions when you signed your Power of Attorney and granted your attorney-in-facts powers. What is an attorney-in-fact? The person you (as the principal) appoint is called the attorney-in-fact, agent, or mandatary, depending on your state. This person acts on your behalf, making decisions regarding your affairs. An attorney-in-fact can be anyone you choose (a spouse, child, relative, friend, or lawyer) as long as they are An adult, meaning theyve attained the age of majority in their jurisdiction notlage filing for or undischarged from bankruptcy Not the owner, operator, or employee of a nursing or extended-care facility where youre a resident An attorney-in-fact is not required to possess any specific qualities. However, its in your best interest to select someone who is trustworthy, knowledgeable, and capable of handling your affairs properly. This person should have sufficient time, adequate financial management skills, and the ability to keep accurate financial records. It is acceptable for your attorney-in-fact to also be your executor (the person you appoint to administer your Last Will and Testament) or a beneficiary (someone receiving a gift in your Last Will). What is incapacity? Incapacity means a person does not have the physical and/or mental ability to manage their affairs. Your capacity affects the creation of your Power of Attorney in that you must be mentally capable of making your own decisions at the time of creating the document for it to be valid. Your capacity also impacts when your Power of Attorney ends. While an Ordinary Power of Attorney will cancel automatically if you become incapacitated, a Durable Power of Attorney will remain in effect even after you become incapacitated. Why should I have a Power of Attorney? There are many reasons why someone would want to create a Power of Attorney. For example, you may wish to create a Power of Attorney if You are going to be away from your home for work or travel for an extended period of time. You have been diagnosed with a serious illness and need to prepare for possible incapacitation. You are approaching old age and wish to be prudent. You are making estate or retirement plans. A Power of Attorney is important to have in the event of unforeseen circumstances. For example, if you suddenly become ill or are involved in a serious accident, having a Power of Attorney in place will allow an attorney-in-fact to manage your affairs until you are better. Remember, you cant create a Power of Attorney after youre incapacitated (which is usually when its needed the most), so its a good idea to prepare and create this document before something happens. What are the types of Power of Attorney forms? There are five terms used to describe a Power of Attorney Ordinary, Durable, General, Specific, and Springing. Ordinary and Durable Powers of Attorney apply to different situations and factor in the principals competency. General and Specific Powers of Attorney describe what powers an attorney-in-fact has in either an Ordinary or a Durable Power of Attorney document. A Springing Power o f Attorney modifies when an Ordinary or Durable Power of Attorney comes into effect. In other words, all Power of Attorney documents are either Ordinary or Durable. The terms General, Specific, and Springing simply alter how and when the document is used. Its important to know the differences between the documents and to make sure you have the right Power of Attorney for your situation. Ordinary Power of Attorney An Ordinary Power of Attorney is created when the principal is mentally competent and capable of acting for themselves but is unable to do so. An Ordinary Power of Attorney is valid as long as the principal is competent (meaning they are capable of making their own decisions and are not incapacitated). An Ordinary Power of Attorney can start immediately or on a date of your choosing (i.e. Springing Power of Attorney). For example, if your employer asks you to go to Argentina on business for six months, you can execute an Ordinary Power of Attorney to allow a trusted friend to manage your home, business, and other affairs while youre away. Moreover, your Ordinary Power of Attorney can be springing, so that it comes into effect on the day you leave for Argentina as opposed to when the document is signed. Keep in mind, however, some states (such as Florida) do not permit Springing Powers of Attorney. Durable Power of Attorney A Durable Power of Attorney, also called an Enduring Power of Attorney, must also be created when the principal is mentally competent. After it is created, this Power of Attorney is valid regardless if the principal is competent (meaning it will remain in effect even if the principal becomes incapable of making their own decisions). A Durable Power of Attorney is usable until it is revoked or the principal dies. Normally, a Durable Power of Attorney form is used to protect a principals affairs in the event of an unforeseen circumst ance. However, it is sometimes used when the principal is still capable of making their own decisions but is unable to do so. This is because a Durable Power of Attorney goes into effect the moment it is executed, when the principal is still competent, unless the principal explicitly states in the document that it will go into effect on a specific date or upon the occurrence of an event (i.e. Springing Power of Attorney). For instance, if you are diagnosed with a long-term illness like heart disease, you may have a lot to handle on top of your day-to-day affairs. You can execute a Durable Power of Attorney, effective immediately, to allow an attorney-in-fact to make decisions for you while you focus on your health. If you are incapacitated for any reason during this time, a Durable Power of Attorney will allow your attorney-in-fact to continue acting on your behalf. Alternatively, you could create a Springing Durable Power of Attorney that comes in to force only if you become incapacitated. This means your attorney-in-fact would only have authority to act if and when you are incapacitated. General and Specific Powers of Attorney The difference between General and Specific Powers of Attorney is whether the principal gives their attorney-in-fact the ability to carry out actions on all or part of their affairs. In other words, a General Power of Attorney gives an attorney-in-fact the authority to make any of your decisions, whereas a Specific Power of Attorney gives an attorney-in-fact the authority to make decisions for a particular purpose (e.g. to buy or sell a piece of property). Choosing a General or Specific Power of Attorney may depend on Who you choose as your attorney-in-fact. If you choose someone who isnt good at managing finances, for example, you may want to restrict their powers. Why you are signing a Power of Attorney. For inst ance, if you require one particular decision to be made and nothing else, you may want to restrict your attorney-in-fact so they can only act regarding that matter. Springing Power of Attorney A Springing Power of Attorney means the principal chooses when their Power of Attorney (either Ordinary or Durable) comes into effect, usually on a specific date or when you become incapacitated. For example, if you asked your spouse to be your attorney-in-fact in the event of an unforeseen incident, you can sign a Springing Durable Power of Attorney that comes into effect only after youre debilitated. This means your husband or wife will not have authority to act on your behalf until you are incapable of acting for yourself. What is the difference between a Power of Attorney and a conservatorship? A conservatorship, also called a guardianship, also relates to handling an incapacitated persons affairs similar to a D urable Power of Attorney. The difference, however, is that conservators are generally authorized to act through a court buchen. They are usually appointed as a result of severe mental or physical incapacity and as such can also handle health care and living arrangements. What is a Medical Power of Attorney? A Medical Power of Attorney and a Health Care Directive, sometimes called a Living Will or Personal Directive, are documents that deal specifically with medical matters. These documents are generally created and used at the saatkorn time. A Medical Power of Attorney is used to appoint a decisionmaker for your medical matters, and a Living Will or Health Care Directive allows you to plan your medical treatment, such as whether or not you would like to be resuscitated, in case you are unable to communicate your wishes due to incapacity. The main difference between a Power of Attorney and a Medical Power of Attorney is simple A Power of Att orney does not address your medical decisions whereas a Medical Power of Attorney does. In short, a Power of Attorney allows someone to represent your financial, real estate, or business affairs while you are unable to, and a Medical Power of Attorney grants someone the authority to make medical decisions on your behalf. It is recommended that you create both documents so that you can be sure to have representatives in place for both areas in the event of an emergency. What You Need to Know About an Attorney-in-FactDoes my attorney-in-fact have unlimited power? No, an attorney-in-fact can only make decisions within the areas that the Power of Attorney addresses, such as handling a persons business, legal, and real estate matters, finances, tax obligations, and more. Those powers can also be limited with a Specific Power of Attorney. To appoint someone to make decisions in other areas, a different document or a court order is re quired. For example, a Medical Power of Attorney is needed to appoint a decisionmaker for your medical matters, and a Health Care Directive, sometimes called a Living Will, lets you stipulate your medical care, like whether or not you would like to be put on life support, in case you are incapable of communicating your medical preferences. Similarly, in incidents involving severe mental or physical incapacity, a court order is required to appoint a conservator to make medical decisions. Its also important to know that an attorney-in-fact is legally required to comply with the principals directions and failing to adhere to those directions, without reasonable cause, can make the attorney-in-fact liable for any damages that may result from their improper conduct. Can I have multiple attorneys-in-fact in my Power of Attorney? Yes, sometimes a principal will need to appoint two or more attorneys-in-fact to act at the same time or an alternate attorney-in-fact to act in the event that the original attorney-in-fact cannot fulfill their obligations. If the principal requires two or more attorneys-in-fact to act at the same time, they must decide whether they will be joint or joint and independent attorneys-in-fact. Joint attorneys-in-fact must act together. This means the attorneys-in-fact must agree before they can act and must act at the same time. If one of the attorneys-in-fact is unavailable, the other attorney-in-fact cannot act. For example, lets say you need to cancel a service (like your cable TV). If youre incapacitated and have named two people as your joint attorneys-in-fact, they need to agree to cancel the account before any action can be taken. Joint and independent attorneys-in-fact can act together or individually depending on the principals wishes. In this instance, the attorneys-in-fact can act without consulting one another. If one attorney-in-fa ct is absent, the other can still act. Lets say you need your attorneys-in-fact to pay a bill. If you have appointed two people as your joint and independent attorneys-in-fact, then one attorney-in-fact can pay the bill without consent from the other. In a joint and independent situation, a principal can also assign distinctive powers to each attorney-in-fact. For example, you could appoint one attorney-in-fact to manage your property and appoint the other attorney-in-fact to manage your financial affairs. Delegating certain powers is a good idea, especially when you know that one person is skilled at something, such as budgeting, and the other has strengths in a different area, such as managing rental properties. An alternate or substitute attorney-in-fact steps in when the original attorney-in-fact is unable or unwilling to take on that role, for instance if they move or pass away. This person can begin acting immediately without the principal having to create a new Power of Attorney. It is recommended (but not necessary) for the principal to appoint an alternate attorney-in-fact. Keep in mind, however, that third parties (such as a bank or insurance brokerage) may require proof that the original attorney-in-fact is unable to act before accepting instructions from the alternate. Do I need an alternate attorney-in-fact? Appointing an alternate attorney-in-fact is not mandatory, but it is recommended in the event that your original attorney-in-fact is incapable or unwilling to act for you. If your original attorney-in-fact cannot act for you and you do not name an alternate, you will need to create a new Power of Attorney to appoint another attorney-in-fact. If you do not appoint a new attorney-in-fact, the Power of Attorney is invalid until a new Power of Attorney is created. If you are incapacitated and incapable of creating a new Power of Atto rney, someone (like a relative or friend) can petition the court to appoint someone to act on your behalf, such as a new attorney-in-fact or conservator, sometimes called a guardian. Because involving the courts can be time-consuming, its a good idea to include an alternate attorney-in-fact in your Power of Attorney. What if my attorney-in-fact dies or becomes incapacitated? If you appointed two or more attorneys-in-fact and one dies or becomes incapacitated, the surviving attorney(s)-in-fact will carry on. If the sole attorney-in-fact dies or becomes incapacitated, the alternate attorney-in-fact, if there is one, can step in. If there is not, another attorney-in-fact needs to be appointed by signing a new Power of Attorney. If a new attorney-in-fact needs to be appointed while youre incapacitated, someone (like a friend or relative) can ask the courts to appoint someone to act on your behalf, such as a new attorney-in-fact or c onservator. In a Power of Attorney, should I pay my attorney-in-fact? It is not mandatory for a principal to pay their attorney-in-fact. However, in some states, an attorney-in-fact is permitted to repay expenses and allocate a reasonable amount of compensation to themselves, unless the principal explicitly states otherwise in the Power of Attorney. Should a principal nominate their attorney-in-fact as their conservator? A conservator, also called a guardian, is a word used to describe the person who manages an incapacitated person. A conservator is responsible for that persons physical care and may sometimes need to make decisions regarding health care. A court will generally decide if and when a conservator is required and will appoint one. The courts will usually choose the person you wish to appoint unless the judge determines that the person you named is unfit to act on your behalf. When and Where a Power of Attorney C an Be UsedWhat is jurisdiction and governing law in a Power of Attorney? Jurisdiction often refers to a geographical location with its own laws, such as a state, territory, district, or country. For example, California is a jurisdiction in the United States. However, jurisdiction can also refer to a political territory with governing authority over itself, which means that the territory has laws that apply specifically to it based on it being within that particular area. For example, a reserve would be considered a political territory with its own laws. Governing law relates to the laws applied in a given jurisdiction as well as the laws surrounding a particular document. Most often, an activity or a document is governed by the laws of the jurisdiction where the matter takes place (unless the parties in the document deliberately choose for the document to be governed by the laws of another particular jurisdiction). In some instances, it may be a good idea to appoint an attorney-in-fact who lives in a different jurisdiction than you. For instance, if you live in North Carolina but require someone to look after a piece of your property located in Virginia, choosing an attorney-in-fact who lives in Virginia is a good idea so that they can properly manage the property under Virginian laws. A person from Virginia may also have a base understanding of their states laws, which will help them navigate any potential legal issues involving your property. Does it matter where my Power of Attorney is executed? The jurisdiction may change how the Power of Attorney is executed (meaning the number of witnesses and whether or not it should be notarized), so it is important to know this information before signing the document. When does a Power of Attorney take effect? A Power of Attorney, whether it is Ordinary or Durable, can take effect in one of three ways Immediately upon execution By specifying a date in the Power of Attorney Upon the occurrence of an event (such as disability or incompetence) All Powers of Attorney take effect immediately upon signing unless they are described as Springing, meaning the principal specifies a commencement date or specific event. However, know that some jurisdictions do not allow Powers of Attorney to start on the occurrence of an event. Keep in mind, the terms General and Specific only apply to the attorney-in-facts powers and do not affect when a Power of Attorney starts. When does a Power of Attorney end? An Ordinary Power of Attorney ends when the principal becomes mentally incapacitated, and both an Ordinary Power of Attorney and a Durable Power of Attorney will end if the principal dies or if the Power of Attorney is revoked. General, Specific, and Springing are terms that simply modify an Ordinary or a Durable Power of Attorney and do not impact the end date. To clarify further, the terms General and Specific only refer to whether or not you gave your attorney-in-fact authority to act on all or part of your affairs, and Springing only refers to whether or not your Power of Attorney comes into effect on a specific date or after a particular event. A Power of Attorney can also include an end date, meaning the document will be automatically rescinded after that date has passed. Moreover, in some states (such as Alabama), if youve named your spouse as your attorney-in-fact, your Power of Attorney will end if you divorce. A principal can also cancel their Power of Attorney at any time, so long as the principal is competent and the attorney-in-fact is notified in writing, using a Revocation of Power of Attorney. This document is used to retract a Power of Attorney and should be provided to any individual or organization (e.g. y our attorney-in-fact, your bank, etc.) that welches provided with the Power of Attorney. How is a Power of Attorney revoked? A Power of Attorney can be revoked in one of two ways By creating a Revocation of Power of Attorney By including an end date in the document A Revocation of Power of Attorney can be executed so long as the principal is mentally competent at the time of executing the document and the attorney-in-fact is notified in writing. Any third parties (such as a bank or insurance brokerage) that were provided the original Power of Attorney should also be notified of the revocation in writing. In some situations, it may be a good idea to simply include an end date in your Power of Attorney so that the document is automatically rescinded after that date passes. For example, if you created an Ordinary Power of Attorney to allow someone to care for your affai rs while youre out of the country, you could make the date that you return the end date of your Power of Attorney. That way, your attorney-in-facts powers are revoked when you return home, without you having to revoke the document manually. All Powers of Attorney are revoked if the principal passes away. Can my attorney-in-fact appoint a new attorney-in-fact for me? No. If the attorney-in-fact named in a Power of Attorney cannot meet their obligations and there are no alternates, only the principal can appoint a new attorney-in-fact. If the principal is incapacitated and the named attorney-in-fact wants to discontinue their authority to act, someone (like a friend or relative) can ask the court to appoint someone to act for the principal, such as a new attorney-in-fact or conservator. Does a Power of Attorney expire? A Power of Attorney does not have an expiration date unless the principal includes a termination date i n their Power of Attorney form. In this instance, the Power of Attorney is invalid after that date has passed. All Powers of Attorney are revoked if the principal passes away. Can a Power of Attorney be used in another country? A Power of Attorney that was executed in the United States can usually be used in another country as long as it is authenticated or legalized, meaning a government official has certified that the notarys signature is authentic. For more information on authenticating a Power of Attorney, contact the embassy for the country where you intend the Power of Attorney to be used or consult relevant government websites. Signing and Filing a Power of AttorneyWhat does execute mean? To execute a document means to sign it using the proper, legal procedure, which can change depending on the type of document. For a Power of Attorney, the proper, legal procedure, depending on your states laws and th e documents purpose, is to sign in front of a witness and to have the document notarized. Notarization is when a document is signed by a notary public (i.e. a person with the legal authority to certify documents). For a Power of Attorney, usually at least one witness is required to watch the principal sign, and most matters involving property require notarization. Be sure to check your state laws to make sure you are executing your document properly. What makes a Power of Attorney legal? To be valid, a Power of Attorney needs to meet certain requirements related to signing, witnesses, and notarization, and these requirements may be different depending on the jurisdiction. If the attorney-in-fact needs to sell the principals property, notarization is usually required. However, some institutions (such as banks) may have their own policies for signing, which can include notarization, and may refuse to accept documents that are not notarized. Therefore, it is recommended that a Power of Attorney always be notarized, regardless of whether or not it is required. How do you sign a Power of Attorney form? When it comes time for a principal to sign their Power of Attorney document, a witness (or witnesses), and notary, if required, must be present to watch the principal initial each page of the document and then sign it themselves using their legal signature (the signature they use to sign legal documents or bank checks). After the principal initials and signs the Power of Attorney, the witness and notary, if required, must initial each page and sign in the principals presence. In some jurisdictions, you might not be required to initial each page to execute a Power of Attorney legally. However, initially each page is a good practice as it confirms that the pages havent been modified. Can a Power of Attorney be signed digitally? Common pract ice is to sign using a pen. However, some people choose to sign legal documents using a digital signature. As long as the Power of Attorney is properly executed (meaning each page is initialed, if required, and the document is witnessed when signed), then a digital signature may be acceptable. In this situation, however, it is important to know what is valid in your jurisdiction. How should an attorney-in-fact sign documents for the principal? There is no regulated way for an attorney-in-fact to sign documents. However, it is recommended that an attorney-in-fact clearly indicate the principals name and that they are acting as attorney-in-fact for that person. Common practice is to write the principals name and add the attorney-in-facts name, followed by their title (attorney-in-fact). For example Andrew Wells, by William Pratt, Attorney-in-Fact. An attorney-in-fact should have a copy of the Power of Attorney to demonstrate that t hey are capable of signing for the principal. In some instances, an attorney-in-fact may be required to sign an Affidavit (a statement of facts written under oath) to affirm that the Power of Attorney is valid (and has not been revoked) and that the principal is alive. Where are Power of Attorney forms filed? In most instances, a Power of Attorney is not filed. However, if the attorney-in-fact needs to manage property, then the document should be filed with the County Clerk or the Land Titles Office (depending on the jurisdiction). For example, if the attorney-in-fact is authorized to sell the principals home, the Power of Attorney will likely need to be filed. In this case, it will likely need to be notarized as well. Where should I store my Power of Attorney? It is recommended to store your Power of Attorney in a safe place such as a fireproof safe at home or at your lawyers office. Some people also provide their attorney-in-fact with a copy of the Power of Attorney. Because a Power of Attorney could be required on short notice, say if the principal is unexpectedly hospitalized, its a good idea to keep at least one original Power of Attorney in a safe and secure place where your attorney-in-fact can access it quickly and easily, if needed. You may also want to keep the original document with your lawyer, in case any of the copies you had in another location or with other individuals are lost or destroyed. While you can keep your Power of Attorney in a safety deposit box, problems could arise if this is the only location your document is kept. For instance, a bank may need certain paperwork completed in order for your attorney-in-fact to open your safety deposit box. The bank may even require the original Power of Attorney (which would be located inside the safety deposit box) to give your attorney-in-fact the authority to open the box. Moreover, the bank may be closed whe n the document is needed. It is not a good idea to keep the location of your Power of Attorney a secret because, without the original document, your attorney-in-fact may be unable to act on your behalf.

Tuesday, December 10, 2019

Ruthless Resume Reference Template Strategies Exploited

Ruthless Resume Reference Template Strategies Exploited The Career Objective is intended to provide the hiring manager a reason to keep on reading your resume. The skills a chronological resume may not have the ability to highlight are in a position to be emphasized in a functional resume. 1 resource readily available to everyone is your community American Job Center. The greatest section of ones resume ought to be specialized in your experience thats just enjoy the job which you desire. Volunteer experience is also a fine add-on to healthcare resumes since it shows the hiring manager you have compassion off the work too. Most Noticeable Resume Reference Template Possessing a professional restart is the only real way youre getting to get the capability to discover the interview and also occupation youre attempting to find. You will have the capacity to find the fruchtwein suitable job in Gulf. Making your resume for the very first time may be worrisome undertaking for everyo ne, but believe it or not, resume writing is not quite as difficult as its made out to be. Understanding how to tailor your resume will obviously provide you an advantage. Make sure you make the info youre looking for. Your website is going to be your presence in the on-line planet, and its important to get a designer who understands what your business is all about and how you want it presented. Once your resume is prepared to go, you will wish to be sure to receive it in front of as many employers as possible. As a result, if youre wanting to understand about the sort of work options together with the task to employ to get a work there, then heres some handy tips whichll absolutely aid you. New Ideas Into Resume Reference Template Never Before Revealed Nevertheless it can appear to be quite a standard small business letter, ability letters have plenty of legal implications. Notice how the example resumes are extremely specific when it has to do with technical skills. No ma tter your degree of work knowledge, your resume format is important to making your application stick out. To start, an individual should remember there are essentially just two formats for practitioner letter writing. The reference letter is principally utilised in a wide array of situation, there is not any definitive list that covers all probable scenarios. The sample reference page provided here can readily be adapted to satisfy your requirements. Youll also discover a sample reference list. Below youll discover a sample reference list. What the In-Crowd Wont Tell You About Resume Reference Template To expand your opportunities, you can wish to consider over-the-phone and video-remote positions, along with on-site ones. Now that youre schooled on how best to list reference on a resume, know your resumeand your referencesmay have to be altered slightly as you make an application for different jobs. In your networking, include any groups connected with the job which your e searching for. Ensure you highlight technical wisdom and certifications. Word Resume templates are complete with the whole outline structure and the majority of the content which makes way for a powerful resume in an issue of only a few minutes. Moreover there are many resume templates Microsoft Word to pick from that its really hard to land on that 1 link which will actually do the job for you. Templates vary based on the application. Word Resume templates are simple to find or spot on the web and can be downloaded for more use. Resume Reference Template Help It is most important if writing a resume, but additionally, it applies to CVs. Curriculum vitae have become the most popular document required by applicants in the work application. If its possible, select references that are ready to talk specifically about your qualifications for the job for which youre applying. Career Objectives are excellent for resumes with a particular purpose. Job references shouldnt be inc luded on a resume.

Thursday, December 5, 2019

The Honest to Goodness Truth on Perfect Resume

The Honest to Goodness Truth on Perfect Resume A Secret Weapon for Perfect Resume Whatever you do on a job isnt likely to be fun, thats reality. Keep it professional, but a bit of personality goes quite a distance. Much like putting hobbies and interests on your resume to demonstrate your personality is an excellent fit for an organization. Things You Should Know About Perfect Resume Almost always youve got to change between tasks and frequently you will need to do more things at exactly the same moment. Even the worlds most prosperous folks know that effectively writing about someones own self is beside impossible. You may find plenty of great resume templates, but youll have to decide if theyre likely to help or hurt your odds of landing an interview. Learn as much as possible concerning the business youre attempting to join, so you have a better possibility of targeting your resume correctly. You might decide to turn into an attorney or perhaps a paralegal. There are specific lawyer jobs search firms that may enable you to find only the lawyer jobs. Thus, its quite important to construct the perfect resume as a way to enter a job. If youre looking for work, you might be short on cash. First of all you have to decide about the type of job youre actually on the lookout for. If you are searching for a new job or intend to check in the not too distant future, you havent written your resume. You shouldnt utilize loud or several colors on your resume. The range of rows you will need to anzeige your general experience, the quantity of jobs you employed and company, is going to be the range of rows. Ultimately the decision is yours. The Nuiances of Perfect Resume The point is to let you can boost your CV as much as you desire. You can also locate different references for the no cost Resume that your need here. Its possible to also use an online resume builder to prevent silly mistakes and receive a ready-formatted resume. Rule No 1 There ar e two different kinds of resumes. With a couple helpful tips, searching for jobs as an Accountant can be turned into so simpler. 1 special feature offered by Resume Writers Service is that if youre a returning customer, you can secure any services for half off the normal price. Resumes actually play an essential part in job applications. Writing a Resume Not that long before, the easiest approach to find a job was supposed to go to the business you wished to work for and ask for one. Highlighting relevant skills which you feel you want to improve can be really impressive. Now you have some work that shows your work abilities and appropriate information regarding you. Our work is targeted on providing result-oriented resumes that does not just attract hiring managers attention, but in plus-rechnen make you have the desirable position. The Awful Secret of Perfect Resume Each WEEK which youre without a job costs you morethan the purchase price of our services Check Present s hould you desire the resume to get dated today. When you realise that the time isnt enough, you start to work more productively. The way the Service Works My Perfect Resume is completely self-directed, so the quantity of time that it requires to experience the whole process will change from person to person. Life, Death and Perfect Resume Career Perfect is a great supply of resume advice and seems to have a superb reputation online too. A specialist CV template is good if youre senior with over five years of experience in your area. At length, you come up with the perfect resume and begin to submit it to anyone which may be hiring. You most likely have a very clear idea about what your resume is about, but bear in mind your recruiter probably does not have any idea who you are. Resume writing is the most significant step in presenting your abilities and receiving the job that you desire. So long as you havent performed, each resume varies. If you would like a recruiter to select the opportunity to read through your CV or resume, you want to begin with an engaging cover letter to highlight your qualifications and techniques. You only need a job so you may pay the bills which are stacking up. Most resumes contain the subsequent sections, even though they can vary a little depending on the business.

Saturday, November 30, 2019

Office fridge etiquette

Office fridge etiquette Office fridge etiquettePosted December 11, 2013, by Julia Watters For many, the office refrigerator is reminiscent of the fridge wars of share houses past or even present for some. The truth is that people are grubs. Not all, but definitely a sizable chunk of the population. And this grubbiness usually manifests itself in the worst possible form through the medium of the office kitchen more specifically, the office fridge. Fortunately, here at the Career FAQs office ur fridge is never offensive. Here are our top tips for harmonious office fridge sharing Share with care Avoid using the office fridge to stockpile food like youre preparing for the zombie apocalypse. Remember how many people you are sharing it with and be mindful that by shoving a weeks worth of groceries in there, someone else might not have room to fit their one tub of yoghurt. Have a plan Dont just buy random ingredients and store them in the office fridge until they inevitably spoil and nasa lly assault anyone who dares open the fridge door. Use it or throw it away, people Dont wait for the email to go out to all staff about the state of the workplace whitegoods. Its not a buffet The fridge may live in a public space but that doesnt mean its contents are intended for public consumption. Unless you know the food you have in your hot little hand is communal, then for goodness sake, put it back. Many offices kindly provide milk and condiments for staff members, but you can be fairly certain that container of leftover butter chicken labelled Debra welches not intended to be your afternoon tea. Keep it clean Just like conversations around the water cooler, keep it clean. The fridge is the responsibility of everyone, so dont just expect some magic fridge fairy (or the office manager) to clean it for you. If you spill something, mop it up. If you see something that resembles a science experiment, throw it out. Unless of course you work in a science lab then disregard that las t point. What is the worst thing that youve seen in an office fridge? Have you ever had your lunch stolen and did you find out who took it? ResourcesMy first resumeCover letter for my first jobCareer Insider StoriesShelley Lask - Body Positive Health & FitnessInterested in becoming a?Human Resources OfficerGeneral ManagerBusiness ManagerAccountantOffice Administrator CoursesBachelor of Social WorkEnquire zugnglich Enquire OnlineCertificate III in Health AdministrationEnquire Online Enquire OnlineBachelor of Criminal JusticeEnquire Online Enquire OnlineCertificate III in Allied Health AssistanceEnquire Online Enquire OnlineJulia WattersRelated ArticlesBrowse moreDream jobsWorkplace cultureDream employersIf you could work for any company, which one would it be, and why?NetworkingNetworking For The Socially AwkwardIf the idea of small talk and idle chitchat renders you speechless, do not be alarmed. Networking doesnt mean you have to be the centre of attention or the life of the party .BusinessEMPLOYER RESOURCESManaging your business workforce is key to survivalThe economic slowdown has forced many businesses to take a good hard look at themselves how they operate, their business models, and how their employees perform.

Tuesday, November 26, 2019

Diversity How companies like IBM became the best at hiring for it

Diversity How companies like IBM became the best at hiring for itDiversity How companies like IBM became the best at hiring for itOn Tuesday, Working Mother released its annual list of the best companies for multicultural women.Since 2003, the publication has compiled a list of the top American companies for women of color. It started with a very small list of three companies in 2003- American Express, Fannie Mae, and IBM- to grow to the current batch of 25.The top five companies this year were Accenture, Deloitte, IBM, Procter Gamble and KPMG. The full list can be seen here.For the 2017 list, the companies had to have at least 500 employees and demonstrate best practices in hiring, retaining and promoting women of color to ensure that a variety of perspectives are represented at every level of management and decision-making. In these companies, women of color were 22% of the total workforce and17% of the top percentile of earners.Glass ceilings remainBut thereare still many glass c eilings in this list, proving that this definition of best still needs to be improved. None of the 2017 Best Companies hada woman of color as their CEO, for instance, and only 5% of women of color were executives in leadership roles that reported directly to CEOs.How companies become welcoming for women of colorThere are a few common bonds among the companies that proved themselves welcoming to multicultural women.Keep track of diversityAll of the companies listed were committed to reporting diversity to their boards, which kept them accountable. If companies dont see the needle moving, they can keep changing their strategies to help boost the numbers.Support affinity groups for employeesAnother common bond they provided networking affinity groups for employees. This networkingresource welches particularly neededbecause minority women were found to be using these groups at higher rates than men but they werestill less likely to participate in mentoring than any other demographic - possibly because potentialmentors tend to favor people who look like themselves.Actively recruit and retain diverse employeesPeople of color are not always in the usual pipelines for jobs, such as employee referrals or the infamous old boys club. Companies have to actively search. Something else the best companies did They worked hard to attract diverse women, and they learned how to keep them. About 92% of the best companies had special retention and recruitment initiatives for minority women.Create diverse panels for interviewsSeven of the best companies, including Intel, required a panel of diverse managers to interview new hires, which is an easy way to incorporate different perspectives on what makes a successful workplace.Since requiring this, Intel has seen its diverse representation of people of color increase from 31.9% in 2014 to 45.1% in 2016. One of these hires welches Karenga Ross, who was inspired after being interviewed by a panel of people who looked like her and cou ld share personal struggles. She ended up taking the job and says the people she met in the hiring process have remained her mentors.Its nice to be able to look across that table and see someone whom I can aspire to be, she said.

Thursday, November 21, 2019

Anita Rebarchak Named One of the New Faces of Engineering for 2013

Anita Rebarchak Named One of the New Faces of Engineering for 2013 Anita Rebarchak Named One of the New Faces of Engineering for 2013 ASME member Anita Rebarchak, E.I.T., and 12 other early career engineering professionals have been selected as the 2013 class of the National Engineers Week (EWeek) Foundations New Faces of Engineering-Professional program. Rebarchak and the other honorees were announced last week to coincide with EWeek, which took place Feb. 17-23.Each year, the New Faces of Engineering-Professional program recognizes practicing engineers up to the age of 30 for their work in and contributions to the engineering profession. Established in 2003, the program is now considered one of the top engineering honors for early career engineers.Rebarchak, who was nominated by ASME, is a senior systems engineer at Pratt Whitney, supporting the companys fifth-generation engine programs. In addition to her role as an engineer, Rebarchak is involved in a number of corpo rate initiatives, such as intern and peer supervision, employee engagement, environmental health and safety assessments, and internal AS9100 certification auditing.The director of the Societys Hartford Section in Connecticut, Rebarchak has participated in various community service activities, most recently as a FIRST (For Inspiration and Recognition of Science and Technology) Robotics program volunteer and as a mentor for university engineering students in her community.An ASME member since 2001, Rebarchak is chair of the Societys Committee on Early Career Development and member of the Committee on Information and Communications. At the ASME International Mechanical Engineering Congress and Exposition last November, she received the Old Guard Early Career Achievement Award for her for continuous dedication and service to ASME, from college freshman through professional member, including numerous section, district and Society-level positions for remarkable technical and professional achievements and for mentoring students and early career engineers, and inspiring engineers and volunteers of all ages.Rebarchak received her bachelors degree in mechanical engineering, with a minor in business administration, at Drexel University in 2006. She earned a masters degree in engineering science at Rensselaer Polytechnic Institute in 2009, and a masters degree in engineering management from Drexel University in 2012. Rebarchak is a registered engineer in training in Pennsylvania.Ms. Rebarchak is an inspiring example of the current generation of young engineers who are building our future, said Thomas Loughlin, executive director of ASME. At both Pratt Whitney and ASME, Anita has demonstrated leadership, dedication and a commitment to the future of the engineering profession. Indeed, she is a role model for other young men and women considering engineering as a career choice.The other 12 New Faces of Engineering for 2013 and their affiliated EWeek Foundation organizations are John Peter Andruch III, E.I.T., the American Society of Agricultural and Biological Engineers Jessica Baker, P.E., the National Society of Professional Engineers Rachel Coyner, the U.S. Corps of Engineers Aleece E. DOnofrio, P.E., the American Council of Engineering Companies Meredith Griffin, the Society of Manufacturing Engineers Education Foundation Abhijeet Kulkarni, P.E., the Society of Petroleum Engineers Ian Metzger, ASHRAE Esmeralda Luna-Ramos, the American Institute of Chemical Engineers Andrew Richlen, the National Action Council for Minorities in Engineering Vatsala A. Shah, P.E., the American Society of Civil Engineers Mallory Soldner, the Institute of Industrial Engineers and Maria Vlachopoulou, IEEE-USA.To learn more about these engineers and the New Faces of Engineering program, visit www.eweek.org/NewsStory.aspx?ContentID=296. For information on the New Faces-College Edition progra m for engineering students, which was launched last year, visit https//www.facebook.com/CollegeEdition.

Wednesday, November 20, 2019

These are the top mistakes new grads make during the job application process

These are the top mistakes new grads make during the job application process These are the top mistakes new grads make during the job application process You may have landed the interview right after graduation, but it doesn’t mean you will get the job. New research from CareerBuilder looking at the past year shows all the different ways young college grads are botching their interviews and it’s pretty startling. As for the top offense? Thirty-seven percent of them failed to send a thank you note following the interview.   The Harris Poll surveyed 1,012 adult employees who work in HR and hiring in the private sector. Here is what else they found new grads were doing.Where college grads go wrong “Didn’t know anything about the company:” 35% “Didn’t submit a cover letter:” 31% “Didn’t ask any questions in the interview:” 29% “Had poor grammar on their resume:” 26% “Didn’t have professional references:” 26% “Had unprofessional pictures on their social media profiles:” 21% “Checked their mobile phone during the interview:” 19% Here’s how much new grads will get paidOn the plus side though, new grads will be getting paid better than grads during previous years. Separate research has found that 2018 college grads will have a salary of more than $50,000 yearly on average, and CareerBuilder’s data echoes this finding as well, with the majority of new grads projected to earn a minimum of $50,000 at 33%. But while 23% will take home $30,000 to below $40,000, 22% will earn $40,000 to below $50,000. Twenty-one percent will take home less than $30,000.While 74% of companies said they’re open “to negotiate salary offers when extending a job offer to” someone who’s recently completed college, the numbers also showed a breakdown of what they’d get paid.

Tuesday, November 19, 2019

7 Quick Tips to Clean and Purge Your Office

7 Quick Tips to Clean and Purge Your Office 7 Quick Tips to Clean and Purge Your Office From cleaning the kitchen to clearing a path in the playroom, working mothers are always organizing  something. However, our offices are our private spaces. Here, we can become relaxed and disorganized. Its a space that wont end up with a trail of goldfish crackers on the rug or small toys stuck under the seat cushions. So why keep it clean? Your career is impacted by clutter!  And decluttering it isnt as hard as you think it is.  Purge and clean your office in small steps over five days so it doesnt feel overwhelming.  Heres how to do it. Purge, Sort, and Clear Your Space Grab a trash barrel and recycling bin and start purging.  This is the best part!  The goal is to purge yourself of this mess to make room for many good things to come.  Place things that need to be kept in a box or a corner of your office.  Be mindful if the paperwork in the recycle bin needs to be shredded or not. To help keep things organize minimize personal effects in your office because they are something you need to keep clean, too. At the end, your desk or work area should be clear.  Do a quick wipe and dust and then get back into your work. Find a Home for Everything At your next scheduled time to clean your office, you need to find a home for all of your stuff.   To avoid future clutter everything in your office needs to have a home.  After you use an item there is this great spot that you will look forward to putting it away.  Clutter happens when things do not have a home.  The best time to find a home for things is when your space is ?clear and bare.  Youll have a great eye for what your space is capable of holding. Develop a Filing System Now its time to tackle that pile of paperwork you put in that box in the corner.   If your filing system consists of tossing memos or mail in a pile on your desk, you need to organize your office.  Start by picking up folders from the supply cabinet. Organize them  by subject matter, date or document type in a file cabinet.  Every time a piece of paper comes across your desk, either throw it out or file it. Force yourself to get up from your desk or open your drawer and file every paper in its proper place. Clean Out Your Collection of Business Cards   Did you find a slew of business cards when you cleared your workspace or papers with phone numbers scribbled on them?  Grab your phone and search for a new app.  There are many apps out there that can scan a business card and transfer the information to your smartphone, such as Evernote or ScanBizCards. Set aside some time, depending on how many cards you need to scan, to be sure all data is safely transferred before recycling your cards.  Going forward every time you get a new contact or business card, scan it. Organize the Documents in Your Computer You need to be able to find information for your boss or client in a timely fashion. Organization of computer files is as important as paper files. Whether you work on spreadsheets, in Microsoft Word or on other programs, organize computer documents according to date, subject or category.  Before you start moving documents write out an organizational hierarchy that would work for your paperwork that would make your work life easier.  Then start moving documents as you go.   After you go through your documents dont let it go to waste.  Be sure to backup files on an external hard or flash drive to avoid losing work if your computer system crashes. Update Paperwork Regularly When your file cabinet drawer is so  stuffed you cant close it, its time to reduce your paper clutter by discarding outdated documents.  Schedule a specific time each week to take stock of your paperwork.  Avoid tossing entire files. Instead, only get rid of outdated material, such as files for clients who havent used your services in two years.  Condense larger files, and keep only the most necessary up-to-date items. Organize Your Office Weekly A cluttered office is a path to an inefficient work life.  Reserve 15 minutes after lunch  to organize things. File necessary paperwork, scan business cards, organize computer files and spreadsheets, and put items back in their home.   Once you have de-cluttered your personal space at work youre going to feel incredibly energized.  Youll feel lighter and this positive energy will pass on to others.  Avoid reverting back to your old style by making weekly clean-ups a habit.  Your office will start to be so organized that those 15 minutes you have a  schedule to clean up you can use to do yoga or meditate to help clean up your mind!  See?  Good things happen when you purge and clean.?

Monday, November 18, 2019

Navy Information System Technician (IT)

Navy Information System Technician (IT) Navy Information System Technician (IT) The Information Systems Technician of the 21st century operates and maintains the Navys global satellite telecommunications systems, mainframe computers, local and wide area networks, and micro-computer systems used in the fleet. Administrative support is also provided with the operation of automated equipment that keeps records of personnel training, disbursement, health, assignments and promotions within the Navy. They ensure the all-important communications link between units at sea and stations ashore. The duties performed by ITs include: designing, installing, operating and maintaining state-of-the-art information systems technology including local and wide area networks, mainframe, mini and microcomputer systems and associated peripheral devices;writing programs to handle the collection, manipulation, and distribution of data for a wide variety of applications and requirements;performing the functions of a computer system analyst;operating and coordinating telecommunications systems including automated networks and the full spectrum of data links and circuits; transmitting, receiving, operating, monitoring, controlling and processing all forms of telecommunications through various transmission media including global networks;applying diagnostic, corrective and recovery techniques to all facets of the integrated information systems;maintaining all necessary logs, files, and publications at the communications center;providing telecommunications and computer-related training and assistance to a wide variety of personnel. Working Environment Information Systems Technicians usually work in a clean, air-conditioned electronic equipment space or computer room, and frequently perform their work as part of a team, but may work on individual projects. Their work is mostly mental analysis and problem-solving. USN ITs are stationed primarily aboard USN deploying ships, Full-Time Support (FTS) ITs are stationed aboard Naval Reserve Force (NRF) ships that deploy or conduct local operations. A-School (Job School) Information Great Lakes, IL: 96 calendar days After A school, USN Information Systems Technicians are assigned to all types of ships and shore stations, and to communication stations in the United States and overseas. FTS Information Systems Technicians are assigned to NRF ships in CONUS. Upon completion of sea tours, FTS ITs will be assigned to reserve centers across the country including the heartland. While assigned to reserve centers FTS ITs will train and administer Selected Reserve Personnel. ASVAB Score Requirement: AR 2MK GS 222 OR AR MK EI GS 222Security Clearance Requirement: Secret Clearance, with Background Investigation (BI) required. Other Requirements Must have normal color perceptionMust have normal hearing (see below)Must have no speech impedimentBI requiredMust be a U.S. Citizen Normal hearing required. Frequencies: 3000hz 4000hz 5000hz 6000hz Average hearing threshold level in these four frequencies must be less than 30db, with no level greater than 45db in any one frequency. If hearing level exceeds these limits, the applicant is enlistment ineligible for the rating. Sub-Specialties Available for This Rating: Navy Enlisted Classification Codes for ITCurrent Manning Levels for This Rating: CREO Listing Advancement ( promotion) opportunity and career progression are directly linked to a ratings manning level (i.e., personnel in undermanned ratings have greater promotion opportunity than those in overmanned ratings). Sea/Shore Rotation for This Rating First Sea Tour: 48 monthsFirst Shore Tour: 36 monthsSecond Sea Tour: 48 monthsSecond Shore Tour: 36 monthsThird Sea Tour: 36 monthsThird Shore Tour: 36 monthsFourth Sea Tour: 36 monthsForth Shore Tour: 36 months Sea tours and shore tours for sailors that have completed four sea tours will be 36 months at sea followed by 36 months ashore until retirement. Some overseas assignments count as sea tours.

Sunday, November 17, 2019

Personal Value Proposition Statement Letter Examples

Personal Value Proposition Statement Letter Examples Personal Value Proposition Statement Letter Examples What is a value proposition when youre job hunting?  In the business world, a value proposition is a summary of why a consumer should buy a company’s product. In a job search, a value proposition is a summary of why an employer should hire a job seeker. A value proposition letter is a brief statement written by a job seeker to a recruiter or hiring manager. The statement concisely explains what makes the job seeker a unique job candidate (including skills, strengths, and accomplishments), and how he or she will add value to a company. A job seeker can use his or her value proposition throughout the job search. For example, one can use it as one’s  resume summary statement, or use it to answer particular interview questions that ask you to define yourself as a job seeker (such as “tell me about yourself” and “how are you different from the competition?”). Writing and sending out a value proposition letter to prospective employers is a great way to demonstrate what makes you a unique candidate, and how you can add value to a company. The Difference Between a Cover Letter and a Value Proposition Letter A cover letter typically highlights what you have done in previous positions, whereas a value proposition letter explains what you will do if you are hired for the current position. Thus, a cover letter often focuses on the past, and a value proposition letter focuses on the present and future. Cover letters and value proposition letters also differ in length. A cover letter is typically 3 - 5 paragraphs (about one typed page), whereas a value proposition letter is often much shorter â€" about 100 - 150 words. Both documents can be very useful in the job search process, but it is important to know when to use which document. When to Use a Cover Letter When an employer asks for a cover letter.  If a job application specifically requests that you send a cover letter with your application, be sure to do so. If you do not follow directions exactly, you risk having your application thrown out. When you need to explain something on your resume.  If there is something on your resume that could give a hiring manager pause â€" an  employment gap, for example â€" your cover letter is your chance to explain these circumstances and emphasize why you are the right person for the position. A value proposition letter does not provide enough space for you to explain these things, so write a cover letter when a longer explanation is needed. When to Use a Value Proposition Letter When an employer does not specifically ask for a cover letter.  When a job application does not specifically request a cover letter, you should still send a letter that explains your qualifications for the position. However, you can choose to send a value proposition letter in place of a cover letter if there are no specific directions. When you are conducting a targeted direct mail campaign.  If you are emailing prospective companies to see if they have any job openings that fit your abilities, consider sending a value proposition letter rather than a cover letter. Busy employers often do not have time to read an entire cover letter, and will likely appreciate the directness of a value proposition letter. They will also appreciate a letter that emphasizes what you can do for their company. When to Use a Combination of Both If you decide to write a cover letter, you can still include aspects of the value proposition letter to make a unique, compelling cover letter. Below are tips on how to write a cover letter that has the attributes of a value proposition letter. Focus on the present, not the past.  Tell employers what you can do for them. Even when you write a paragraph about your experiences, begin or conclude the paragraph with a sentence that explains how you will bring these experiences to the employer’s company. For example, you can say, “I am confident that, as I did at Company X, I can increase brand awareness while cutting your marketing budget by at least 10%.” Emphasize value.  Employers want to know what tangible results they will get by hiring you. A great way to demonstrate how you can add value to a company is to include numbers in your letter. Numerical values offer concrete evidence of your skills and accomplishments. Be concise and direct.  If you want to write a cover letter that resembles a value prop How to Write a Value Proposition Letter Here are tips on how to write a strong value proposition letter that will get you noticed. Start Brainstorming:  Make a list of the key skills, experiences, and accomplishments that make you a valuable and unique job candidate. Ask friends and colleagues what they see as your greatest skills and strengths. Look at reference letters and evaluations from past employers to see what skills and strengths people tend to notice in you. From this list, select a few key skills, experiences, or accomplishments that best relate to your target position.Use Values: Employers want to know what tangible results they will get by hiring you. A great way to demonstrate how you can add value to a company is to include numbers in your letter. Numerical values offer concrete evidence of your skills and accomplishments. Focus on the Present: Unlike a resume, a value proposition letter should not focus on the past. Tell employers what you can do for them, not what you’ve done for others. Using present tense rather than past tense is a great way to stay focused on the present, and look towards the future.Individualize your Letter: Be sure to tailor each value proposition letter to fit the particular company and job position. Make sure your letter addresses what the particular employer wants, and what you have to offer them. Include a Link: Consider including in your letter a link to a blog, LinkedIn page, or other URL that contains your resume. This will allow an interested employer to access more information about you.Be Concise: Your letter should be no longer than 100 -150 words. Use bullet points to highlight three or four of the key reasons why you are a unique and valuable job candidate. Each bullet point should be no longer than two lines. Place the strongest bullet point at the top of the letter.Be Bold: Bold particularly strong words or phrases to catch the employer’s eye. Format â€" Value proposition letters should be typed in a simple, legible font (something like Times New Roman, size 12). Use simple circular or square bullet points â€" don’t get too fancy. Tips for Sending Value Proposition Letters Some job seekers send value proposition letters in place of longer cover letters (however, do not do this if an employer asks specifically for a cover letter). Other job seekers mail value proposition letters to companies for which they would like to work, as part of a targeted direct mail campaign. Even if a company does not list a job opening that fits your skills, a strong value proposition letter may lead the employer to keep you in mind for a later job opening. Sometimes, employers even create jobs for particularly strong candidates. Follow up your letter with a phone call, particularly for the companies in which you are most interested. If you do decide to mail your letters to companies, be sure to print the letter on good stationery, and sign your letter in ink. Value Proposition Letter #1 Karinna Jones4321 East StreetBoulder, CO 80302123-456-7890karinna.jonesemail.com September 1, 2018 Janine SmithAssociate DirectorPioneer Health Systems1234 West StreetDenver, CO 80218 Dear Ms. Smith, Are you looking for an experienced, analytics-driven leader capable of developing and managing your online marketing campaigns while generating revenue? My skills as a  Social Media Manager  will enhance your reputation as an accessible, customer-friendly company, thereby increasing customers and revenue. Here are some of the high-level achievements I can bring to Pioneer Health Systems within one year: Increase brand awareness  by 20%Increase in web page viewers and Facebook and Twitter followers  by 35%Cut online marketing budget  by 10% I can bring to your company over  ten years of experience  successfully developing online brands. I have included my resume and will call next week to discuss the opportunities I can bring to your company. Thank you. Best regards, Your Signature  (hard copy letter)Karinna Jones Value Proposition Letter Example #2   Here is an example of a cold call / direct mail  value proposition letter that is sent by a job seeker to a company where he or she would like to work. This letter itemizes the value the candidate offers the organization. Jonathan Dolan4321 East StreetBaltimore, MD  21228123-456-7890lastname.firstnameemail.com Date Mr. BasilChief Talent OfficeAcme Consulting1234 West StreetPhiladelphia, PA 17140 Dear Mr. Basil, Are you looking for an experienced leader capable of meeting all your hiring requirements while saving you money by improving efficiencies? As a  Director of Recruiting  with over  ten years of experience, I will successfully hire ideal candidates for positions in every department through cost-efficient best practices and advertising strategies. As the Director of Recruiting, I will achieve the following results for Acme Consulting: Increase retention rate of hire employees  by 20%Reduce recruiting budget  by 10%Implement online applicant tracking system  to increase efficiency As an innovative new startup company, you will benefit from a similarly innovative, experienced leader. I will call next week to discuss the opportunities I can bring to your company. Thank you. Best regards, Your Signature (hard copy letter) Jonathan Dolan

Saturday, November 16, 2019

Navy Special Warfare Operators (SO), Navy SEALs

Navy Special Warfare Operators (SO), Navy SEALs Navy Special Warfare Operators (SO), Navy SEALs SEALs, or Navy Special Warfare Operator (SO), as they are now officially called, are named after the environments in which they operate, the SEa, Air, and Land. SEALs are the foundation of Naval Special Warfare combat forces. Since 1962, when the first SEAL Teams were commissioned, Navy SEALs have distinguished themselves as individually reliable, collectively disciplined and highly skilled warriors. Duties Performed by Navy SEALs Conducting insertions/extractions from the Sea, Air or Land (hence SEAL) to accomplish covert, special operations missions in any environment throughout the worldCapturing high-value enemy personnel and terrorists around the worldCollecting information and intelligence through special reconnaissance missions â€" reconnoitering both enemy installations and enemy movementCarrying out small-unit, direct-action missions against military targetsConducting underwater reconnaissance and the demolition of natural or man-made obstacles prior to amphibious landings Working Environment for Navy SEALs SEALs perform Special Operations missions from fixed-wing aircraft, helicopters, ships, and submarines. They may be exposed to arctic, desert or jungle environments including survival in enemy controlled areas and all water conditions. They may also perform administrative and foreign training missions in a wide variety of climates throughout the world. Training for Navy SEALs SEALs go through what is considered by many to be the toughest training, both physically and mentally, among any military unit in the world. After completing basic training, these sailors take the SEAL Preparatory Course at Great Lakes, Illinois for up to 4 weeks. Next is Basic Underwater Demolition/SEALs training for 26 weeks at the Naval Special Warfare Training Center in Coronado, California. Thats followed by 3 weeks of Basic Airborne Traning at Fort Benning, Georgia and 13 weeks at the Naval Surface Warfare Center in Panama City, Florida for small battery powered wet submersibles (SDV) training. Once theyve successfully completed (and not everyone does) BUD/S, and basic airborne training, graduates are assigned to SEAL and SDV Teams where they gain on-the-job experience as members of operational platoons/detachments. Qualifying as a Navy SEAL Youll need a combined score of 165 on the verbal (VE), general science (GS), mechanical comprehension (MC) and electronics information (EI) on the Armed Services Vocational Aptitude Battery (ASVAB) tests. SEALs conduct highly sensitive missions, and if you want to be part of this group you need to be able to qualify for a secret security clearance from the Department of Defense. Generally, a history of drug use is disqualifying, as are some medical and mental health conditions. If you have a criminal history, youll need to obtain a waiver. Youll also need to be a U.S. citizen and have normal color perception. Theres also an age cutoff for new SEALs: You have to be under age 29 when you join. Navy SEAL Physical Fitness Requirements Applicants must meet the following Initial Physical Fitness Requirments: 500-yard swim in 12:3010-minute rest42 pushups in 2 minutes2-minute rest50 situps in 2 minutes2-minute rest6 pull-ups (no time limit)10-minute rest1.5 mile run in 11:30 Those who volunteer under the SEAL Challenge program at the time of enlistment and those who volunteer during Navy Basic Training do not have to meet the above physical fitness standards at the time of application. However, they must meet similar standards before they can graduate from the SEAL Prep Course, prior to attending BUD/S. Sea/Shore Rotation for This Rating First Sea Tour: 60 monthsFirst Shore Tour: 36 monthsSecond Sea Tour: 60 monthsSecond Shore Tour: 36 monthsThird Sea Tour: 48 monthsThird Shore Tour: 36 monthsFourth Sea Tour: 48 monthsForth Shore Tour: 48 months The Naval Special Warfare community is a sea-intensive community. Due to the unique nature of the special warfare mission, sailors in the elite communities of Navy Special Warfare Operator (SO) and ?Naval Special Warfare Boat Operator (SB) should expect to serve back-to-back sea tours prior to assignment ashore.

Thursday, November 14, 2019

Jon Snows Resume [infographic] - Kickresume

Jon Snows Resume [infographic] - Kickresume Jon Snows Resume I’m not asking you to forget your dead. I’ll never forget mine. I lost fifty brothers the night that Mance attacked the Wall. But I’m asking you to think about your children now. They’ll never have children of their own if we don’t band together. The Long Night is coming and the dead come with it. No clan can stop them. The Free Folk can’t stop them, the Night’s Watch can’t stop them and all the southern kings can’t stop them! Only together. All of us. And even then it may not be enough, but at least we give the fuckers a fight. Jon Snow Jon Snow is one of the most favourite characters the Game of Thrones fantasy series. He is the bastard son of Lord Eddard Ned Stark of Winterfell and half-brother to Robb, Sansa, Arya, Bran, and Rickon. Despite being a bastard, Jon is treated by his father equally as other children. However, this doesnt make him feel any less of an  outsider. Jon idolizes his father, but is hurt by Neds refusal to identify his mother. Jon feels he has to live by values his father taught him: leadership, selflessness, duty, and honor. This becomes difficult for Jon as he grows up and he faces many challenges to his identity. He wants to live honorably, despite the fact that honor is the reason many of his family members are dead. Have you ever wondered what would Jon Snows resume look like  if he lived in our space and time? Its a strange thought but what would Jon Snow put on his resume if he had to get a job to pay the bills?  We think it would probably look like this: Jon Snows resume source: gameofthrones.wikia, en.wikipedia Share Your Feedback or Ideas in the Comments!

Wednesday, November 13, 2019

13 Jobs That Will Help You Get in Shape

13 Jobs That Will Help You Get in Shape 13 Jobs That Will Help You Get in Shape If one of your New Year’s resolutions was to get in shape and another was to find a new job, why not combine the two?! There are plenty of professions that won’t leave you stuck behind a desk, but instead will keep you on your feet moving and feeling physically fit. Here are 13 jobs that pay well and pay off when it comes to keeping you in shape. Apply now and get the compensation and the body you’ve always dreamed of! Job Description: Think there’s no money in construction? Think again. As a Construction Project Manager, you could pull in six figures as you supervise the teams that build structures like houses, office buildings, bridges and more on site, which will definitely keep you active. And perhaps just as exciting, this job ranked among Glassdoor’s Best Jobs in America in 2017. Job Description: If you’re interested in making it big in film or television, working as a Production Assistant (PA) is one of the best ways to launch your career. As a PA, you’ll be running around all day (or night) doing everything from going on coffee runs to assisting with props - whatever it takes to keep the production going smoothly. Job Description: While it will require a degree and licensure, becoming a nurse is a great option for those interested in healthcare, helping others and well-paying jobs. Besides going from room to room to assist patients, you’ll likely also be doing physical activities like lifting or moving patients and administering medication. Job Description: Many of these jobs will keep you fit, but this job might just make you buff. As a Warehouse Worker, you won’t just be on your feet -  you’ll be regularly lifting, organizing and handling (sometimes heavy) packages. Job Description: Land surveyors prepare sites for construction by making precise measurements to determine property boundaries. It is as much mathematical as it is physical. Surveyors need the ability to cut brush using chain saw or machete; ability to dig with a shovel or digging bars; ability to walk and hike through rough terrain, snow, and ice. Job Description: Electricians are specialized handymen (and women!) who design, install, maintain and troubleshoot electrical wiring systems. As such, electricians must be in good shape to reach high places and the low places in a home or business to install wiring. Job Description: High energy and endurance are a must to be an outdoor education instructor. Add to that a love for working with kids, an interest in experiential education, enthusiasm for hard work, and a ton of patience. Job Description: Standing on your feet for hours at a turn, holding your arms and hands in very precise positions to meticulously cut, sew, adjust and mend - a surgeon is perhaps one of the most physically and mentally demanding jobs around. Job Description: Firefighters fight to minimize loss of life and property in the event of fire. They control and extinguish fires, and serve as a fully trained member of a firefighting crew and serves as a team member. They must be physically able to operate a variety of machines, tools and equipment which includes a motor vehicle, computer, generator, fire pump, fire hydrant, axe, shovel, hydraulic tools, power tools, hand tools, medical equipment, etc. Job Description: In addition to managing tenants and leases, property managers are regularly tasked with walking the property regularly, overseeing maintenance work, inspecting the property and performing light housekeeping as needed. Job Description: One of the most overlooked job requirements of being a massage therapist is the physical rigor involved in the profession. Imagine kneading dough for 6 to 8 hours a day? Working on a patient to alleviate muscle tension, pain, stiffness or just to provide relaxation requires you to be healthy and fit, and take care of your own wrists, elbows, shoulders and back. Job Description: In addition to loving dogs and being comfortable with dogs of all shapes and sizes, dog walkers must be able to keep up with the physical demands of being on your feet and walking for much of the day. Plus, walkers need to be able to cope with inclement weather (rain, snow, cold, or heat wave, you can walk through it all). Job Description: An important member of treatment, rehabilitation, and prevention plans, they help individuals manage pain and improve movement from injuries caused by accidents, injuries related to work or sports, or from fractures and sprains, arthritis, neurological disorders, and other chronic conditions. Needless to say, you’ll get a work out as you’re working out your patients. Companies Hiring: MedCare Pediatric Group, Veterans Administration, Capital Region Medical Center and more

Tuesday, November 12, 2019

APAC Customer Services Looking to Hire 200 Employees at Upcoming Job Fair

APAC Customer Services Looking to Hire 200 Employees at Upcoming Job Fair APAC Customer Services Looking to Hire 200 Employees at Upcoming Job Fair We are looking for associates who want to bring their excitement, their ideas and their passion for customer service into our company, said APAC CEO Kevin Keleghan. We know that we are successful because we hire the best. APAC provides a number of customer care solutions for market leaders in healthcare, business services, communications, media publishing, travel entertainment and financial services. The 200 open jobs in La Crosse are customer service positions for handling inbound customer calls. These employees will not be required to make outbound calls. All positions are full time with flexible schedules and offer paid training as well as comprehensive health benefits, including dental and vision. Potential candidates can expect a competitive salary as well as incentive pay based on customer satisfaction, quality adherence, and attendance goals.

Monday, November 11, 2019

What is Really Going on with Free Functional Resume Template

What is Really Going on with Free Functional Resume Template After you've done that, no employer will have the ability to resist you! We have literally hundreds of CV templates to select from to make your life a lot easier. You must also incorporate details about dissertation works and projects which you have handled. Use the work listing for the job that you're applying for to find out what kinds of skills the business needs. Ideas, Formulas and Shortcuts for Free Functional Resume Template A lot rides on the standard of the template that you pick. In reality, you are going to be in a position to think of a decent looking and well-structured document. Top resume builders arrive equipped with a range of features that makes resume writing seem effortless. You could just be fortunate enough to hit upon two or three pages having few great examplesto showcase, but nothing substantial. The Start of Free Functional Resume Template Based on the business or position you're applyi ng for, it may require that you bring some personality. If you're thinking of a nontraditional resume format, it's even more reason you need to get it reviewed before you use it in order to apply to jobs. Adding action verbs to your resume is an excellent way to strengthen it and ensure it is more targeted to the position you're applying to. There's no doubt that a resume which is both cohesive and professional will have a much better prospect of standing from the crowd even supposing it's made utilizing a template. If you locate the procedure for job search and preparing a resume too taxing, using the resume writing tools may be an effective choice for you. Based on your work history, you might want to think about employing a functional resume. Free Functional Resume Template: No Longer a Mystery It is possible to fill in your own personal information below the guidance of an expert tool. Templates also show you exactly what you have to have in your CV, such as what information to put in each individual section, and what type of language to use. Test it out NOW for FREE! Include your contact details. It's known as the Functional resume format. Another popular resume format is called the functional format. Resume formats can be readily found and downloaded from the internet. This specific format is not hard to customize and fully editable. These types of resumes are well suited for folks who have gaps in their employment histories or are new to a specific industry. You ought to use a chronological resume whenever you have extensive work history that's about the job you're applying for. Actually, when you compare his prices to a number of the other resume specialists on the net, I'd say you're getting a great thing. There are lots of free creative resume templates you are able to use, allowing you to focus your energy on everything else you should do. Fortunately, there are many ways to discover the perfect individuals to recruit. Candidates who need to prevent coming across as overqualified. If you wish to compose a functional Resume Templates then you are able to take assistance from the below-given sample functional resumes. It's the very same with resumes. Resumes can be shown in various ways. A functional resume is a sort of resume format that enables you to emphasize your precise job skills and abilities while downplaying any weaknesses you might have in work history. For instance, if you need to both highlight your abilities and include your chronological work history, look at a combination resume. If you don't have sufficient work experience, you should earn a functional resume instead of a chronological one. If you've got the history and expertise to back this up, the combination approach is a bright option. An extra skills section may also be added to the conclusion of your resume. The skills summary is easily the most important portion of writing a functional resume. Don't discredit your prior experience simply because it was not full-time. You must remember to highlight the relevant abilities and experiences which are matching the position you're applying for.

Sunday, November 10, 2019

New Step by Step Roadmap for Online Cv

New Step by Step Roadmap for Online Cv Where to Find Online Cv Its high-quality PSD file is totally customizable. Using the advice provided in the cv editor left vertical menu you'll be able to make the greatest possible impression at your interview and receive the job. Addressing the design even though the content of your CV is extremely important, its design will likewise be considered by potential employers. Zety's resume templates are made with the assistance of recruiters and adhere to the best practices in HR. If you become stuck, or in case you are in need of a little inspiration look at our CV writing tips. Getting the most of a resource that won't only help save you time, but is shown to elevate your opportunity of scoring a work simply is reasonable. Make certain you didn't miss whatever could cost you the job that you dream about! Whether you want to submit an application for a designer's job in a creative agency, or want to submit an application for a hot job in a major bank, professional resumes are going to have you covered. Classic search techniques, like checking for job postings, are an excellent starting point, but never quit trying to find additional strategies to locate the next job. Based on the sort of application process you're addressing, it can be appropriate to include samples of your work in your CV. Settle on which sections you must put in your CV (dependent on the job which you're applying for), and which ones you're able to remove. The specialities part of your summary is perfect for listing your professional skills. Understanding Online Cv If you're looking to create your CV online, why don't you choose CVSafe. How you present your CV is all up to you. It's not necessary to worry about what things to have in your CV, we have it all covered. You will readily have the ability to edit your CV to attain a personalized and targeted presentation. Resume Maker is a top-notch app which allows you to make appealing CV with minimal work. All our resumes are a breeze to edit and they are also able to be customized to your liking. A CV template can help you to structure your CV in a sense that's simple to read and simple to digest. A totally free CV template supplies you with a crystal clear structure for your document. Employing a cv template can be a simple method of writing your cv. You can discover the finest Logistics CV templates here. You do not have to fill in many forms and applications to start. In general, it is a great app for making a good-looking document super-fast! While our on-line design tools will help to make certain your CV appears just as it should. Show your complete potential by producing the very best possible CV through their disruptive on-line resumes and eye-catching PDF templates! It is possible to edit and adjust the plan of your CV template as you fill in the various sections. All artwork and text are wholly customizable. The sections are simple to skim for the most relevant info. You can also make your own custom made sections. The Fundamentals of Online Cv Revealed You'll locate a selection of premium quality example CVs on our website. In comparison to a telephone interview, applicants receive an opportunity to truly show off and tell their whole story with internet interviews. Based on the business or position you're applying for, it may ask you to bring some personality. Certainly the caliber and clarity of the very first page of your CV is going to be a crucial aspect in determining whether you will be the proper sort of person for a function. In addition the entire CV appears using the exact same colour scheme. A seasoned CV writer is going to have the knowledge and capacity to compose your CV in a manner that will present you in the the finest possible light. In many areas of the Earth, a CV photo isn't only recommended but required.

Saturday, November 9, 2019

The Secret to Resume Letter

The Secret to Resume Letter The one most important use of your resume is selling yourself to a possible employer. It is a fact that experience can take you far but, your skill set can set a strong effect on the employers. Then you would like to write down all the abilities and exceptional qualities which you have to offer you. Possessing some nice and relevant soft skills are able to help you stick out from others. A resume letter is a significant portion of a work search procedure. When you're asking for a job which has been posted by a business that's hiring, you will use the application letter style. The letter gives you detailed info on why you're qualified for the job which you are applying for. Your cover letter should demonstrate you know what the job involves and what the organisation is on the lookout for. A superb employer will allow it to be clear what he wishes to receive, or use a platform like Workable to request things he needs through an on-line application platform. Before you begin your unsolicited cover letter, you have to find out more about the company to learn what kinds of departments and job roles they have and then figure out just what you need to do. Most colleges and some vocational schools provide employment solutions, meaning they can help you prepare for a work interview. The expert type starts with the date on the appropriate side of the exact first line of the webpage. You believe you have a fairly good handle on how a resume and cover letter needs to be put together. Because, the very first impression is always the previous impression! As you'll receive increased invitation rates from each and each cover letter which you have send out. You ought to make sure your email cover letters are written and any other correspondence you send. You have your Confidence Letter and additionally the response to one of the essential questions that you'll be asked in virtually every interview. When sending several enclosures, utilize a huge envelope so the papers aren't folded multiple times. A very simple cover letter is one other way to overcome the deficiency of management experience. Your busy life pulls you in all kinds of directions, so it's inevitable that you'll have to cancel an appointment from time to time. To begin with, you must gather a comprehensive outline of several factors of your life. A whole lot of sample covers can be found in the world wide web but some distinctive characteristics differentiate them from others. What the In-Crowd Won't Tell You About Resume Letter Sending a letter full of misspellin gs and bad grammar would be unprofessional. To begin with, you have to do a little bit of homework. When you're formatting your cover letter, don't forget that you need to incorporate a header, an introduction, the body, and a closing. In addition, it's wise to come across the pages suggested previously when employing the completely free small small business letter templates below as you're going to to make sure the letter is and presented correctly. Not only must you to take into consideration the contents, you also need to consider what structure and formatting will make it stand out. Writing an extremely impressive and appealing letter is among the most daunting tasks. Regardless of what essay topic you are given, our essay generator will have the ability to finish your essay easily. What the In-Crowd Won't Tell You About Resume Letter Finding out more about an organization is another very good means to work out the way to tailor your cover letter. Men and women like to understand you know their name, particularly if it's a good one. There's normally a reason behind everything a Company looks for. There may be a little conflict about what type of salutation to use whenever you know the name of the individual. In case you quit your job as a result of unforeseen conditions, it's a practical letter to get.